Interest Accruing on Student Loan Debt & the Current Economy
Interest Accruing on Student Loan Debt & the Current Economy Let’s take a look at the resumption of student loan interest starting August 1, 2025, and discuss the mounting economic …
How “Buy Now, Pay Later” Loans Are Starting to Affect Your Credit Score
“Buy Now, Pay Later” (BNPL) services—offered by companies like Affirm, Klarna, Afterpay, and PayPal—have exploded in popularity over the past few years. They allow consumers to make purchases and pay …
The Implications of Publicizing Fannie Mae and Freddie Mac on the Mortgage Industry
In the wake of financial reform discussions and a housing market constantly shifting under economic pressures, the long-debated question of whether to publicize Fannie Mae and Freddie Mac—two government-sponsored enterprises …
What are CNS/EFS Forms?
The Food Security Act (FSA) states that a buyer may buy farm products without being subject to a security interest created by the seller. However, the FSA does allow a secured party to take action to prevent a buyer from obtaining clear of security interest.
Paycheck Protection Program: The Moving Target
The Small Business Administration (SBA), Paycheck Protection Program (PPP) was created from the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) to help businesses affected by COVID-19 for payroll and other business related expenses. When State’s began shutting down, non-essential businesses couldn’t run, and funds were needed in order to stay afloat.
Lending Considerations Stemming From Coronavirus
If you are here reading this blog article then you’ve likely taken your bank through some unprecedented times. Thankfully, for most lenders, you were in a decent place in terms of capital levels when the pandemic occurred. However, there are many new considerations as a result of these difficult times to help guide how things proceed.