UCC Services

nationwide research

Our research coordinators provide an array of UCC options for definitive information wherever needed.


Offerings to meet your needs. You will get the exact research you require on an easy to read results summary.


We perform in-depth research to ensure that all possible UCCs are uncovered for the best decision prior to the loan.

Cost Effective

We help centralize your operations as your competitively priced resource for all related services.

Choose Your Service

Centralizing your UCC needs with the services we offer can help streamline the loan process. 

UCC Audit

Want to know the health of your UCC portfolio?

Benefit from organizational clarity and mitigate future risk as a result of our comprehensive portfolio analysis.
Our UCC experts run a check-up to determine if any of your active UCCs would potentially be considered a hidden lien.

Through our DIY system you can effortlessly submit UCCs for filing, search for UCCs in select states, and retrieve copies. Locate liens by debtor name, business name or filing number at a nominal fee.

Let us take care of your UCC needs

Have a specific question about a service or project request? A Capitol Lien Research Coordinator will follow up with a custom quote along with a comprehensive assessment of your needs.

Frequently Asked Questions

UCCs are effective for 5 years in most states. After that time is up, the filing will lapse and will no longer be effective for securing the interest of the collateral.

If after 5 years, the debtor loan is not paid off, and the UCC needs to remain in effect, an amendment to continue the effectiveness for another 5 years would need to be completed in the same jurisdiction as the original UCC is filed.

The correct filing office depends on the location of the debtor, and at times the location of the collateral being secured. Typically for a business the filing is done in the state where the company is registered, and for an individual, where they physically reside.

If the collateral is real property, then a filing at the local county level where the property is located is necessary.

A continuation that needs to be filed for a UCC that was originally filed at the county level or in another state, an “in lieu of” filing needs to be recorded. Using the initial UCC form it will cross reference the prior filing, possibly even have it attached as an exhibit for clarity.