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Manage your UCC portfolio and file the right way the first time in Database Direct®.

Centralizing Your Process

Streamline your UCC filing procedures to maximize operational efficiency nationwide.
Free online tools are available to securely submit UCCs whenever it’s convenient for you.

My Filings Portfolio

This intuitive platform allows you to review everything needed to manage your filings all in one portfolio at a quick glance.

Collateral Manager

Manual entry is a thing of the past. In addition to pre-stated collateral verbiage options, your organization can customize collateral to your requirements.

Continuation Reports

Untimely continuations are a liability that are easy to avoid with Database Direct®. Obtain reports reflecting UCCs entering the critical 6 month window.

Easy to Navigate Prompts

File a UCC-1, UCC-3, UCC-5 or even a Real Estate Fixture Filing. Database Direct® prompts you step by step and then curates your desired result onto the proper form instantaneously.

Auto-Populated Text

Why deal with multiple data entries when we already have some of that information for you? Our auto-populated fields get you to the end result that much faster.

Manual Review

Attention to detail is a must. Depend on our manual review of filings to prevent rejections and the potential of your filing becoming a “hidden lien”. Let us be your second set of eyes.

Only $15 / Filing

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Fee listed does not include advanced statutory, expedite or courier fees.

Through our DIY system you can effortlessly submit UCCs for filing, search for UCCs in select states, and retrieve copies.

Locate liens by debtor name, business name or filing number at a nominal fee.

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Frequently Asked Questions

UCCs are effective for 5 years in most states. After that time is up, the filing will lapse and will no longer be effective for securing the interest of the collateral.

If after 5 years, the debtor loan is not paid off, and the UCC needs to remain in effect, an amendment to continue the effectiveness for another 5 years would need to be completed in the same jurisdiction as the original UCC is filed.

The correct filing office depends on the location of the debtor, and at times the location of the collateral being secured. Typically for a business the filing is done in the state where the company is registered, and for an individual, where they physically reside.

If the collateral is real property, then a filing at the local county level where the property is located is necessary.

A continuation that needs to be filed for a UCC that was originally filed at the county level or in another state, an “in lieu of” filing needs to be recorded. Using the initial UCC form it will cross reference the prior filing, possibly even have it attached as an exhibit for clarity.